The Weekly Pen: Week11 - Special Edition

# payments
# tradfi
# money
# defi

Week 11, wrapping up with the Pen team in this special edition of the Weekly Pen. An aggregation of all things as usual, with an overview of what it means and our “personal” take on the week that went. Because dear oh dear, was there much to figure out and fathom. The most trending all, the collapse of SVB and the contagion-like effect on all aspects of the market, but also some unprecedented turn of events, and light through darkness, spurring a sense of hope for the future of global markets and the need for a financial market which goes beyond TradFi which merges with technology and innovation-driven CeDeFi, and taking our 2022 year-end prediction into play (see week52 2022). Ladies, Gentlemen & People, The Pen team wishes you a good read and Sunday.










  • There’s a massive shift of powers in the making.
  • The U.S. banking world feels both the potential and threat to the established financial markets caused by the world of democratized finance.
  • CBDCs is back on the agenda, to be enforced to the general public.
  • The fall of the U.S. Banking system might be a coerced strategy to gain the broader public’s trust.
  • The giants of the banking and financial world see massive opportunities in the space of DeFi and crypto.
  • The giants might be “washing” out the mainstream players to gain greater control over the digital asset markets once the market settles and gets ready for the next +decade of bull run.
  • Interest rates might keep rising to cool markets off, creating a washout of sectors driven by irrational exuberance.
  • Once the market settles, tighter regulation will cause higher barriers to entry for smaller market players.
  • Investor trust has been broken and will need restoration by transparent and open-trust (wink) investment and financial service providers.
  • Europe will see a surge of a crypto boom as it will be the upcoming region to take over the market to become the crypto hub, as the US crackdown and Asian investor flees open such doors.
  • Crypto appears to gain momentum and more mainstream acceptance, not only reflected by price surges but from established TradFi players pushing for wider offerings.
  • There will be a shortage of silver paper or tinfoil depending on UK or US English terms, as many hats will be created and worn by the public trying to make sense of it all.

- Till we yield again

*Disclaimer: This article is not financial or investment advice, nor should it be perceived as such. Penning Group and the author shall not be held accountable for any misinterpreted information by the reader. If you are interested in learning more about investing in the DeFi space and in general, please get in touch with us.